Head-to-head reliability
Jaguar XF vs Toyota Camry
How the Jaguar XF and Toyota Camry compare on NHTSA complaints, recalls and crash reports — and which is the lower-risk used buy.
Based on NHTSA owner-complaint & recall records
Jaguar XF vs Toyota Camry: The XF averages 3.5 complaints per year and 12 recalls, while the Camry averages 205.6 complaints per year and 31 recalls. XF owners report sudden power loss and steering lock, while Camry owners report key-stuck and brake noise. Source: NHTSA owner complaints.
The picture
Is the Jaguar XF or Toyota Camry more reliable?
A plain-English read on what the NHTSA record says about living with each vehicle.
Jaguar XF
The Jaguar XF is a luxury sedan that sees relatively few complaints per year—about 3.5—but the ones owners file often describe serious, sudden failures. The most common trouble spots are the engine and electrical system, with reports of power loss, steering lock-up, and seatbelt problems. Recalls cover fuel leaks, airbags, and seatbelt pretensioners, so checking for open recalls is essential. For a first-time buyer, this means the XF can be rewarding but demands careful inspection and a budget for potential repairs.
Toyota Camry
The Toyota Camry is a mainstream sedan with a much higher complaint volume—about 206 per year—but that reflects its huge sales numbers. Owners frequently report power train issues like hesitation, shuddering, and key-stuck problems, as well as brake noises and electrical glitches. Recalls address wheels, seats, and airbag sensors. For a first-time buyer, the Camry offers widespread parts and service, but you should still verify that recall work has been done and test for the reported symptoms.
The numbers
Side-by-side NHTSA record
Lower is better in every category. The highlighted cell is the stronger result.
| Category | Jaguar XF | Toyota Camry |
|---|---|---|
| Total complaintsAll model years combined | 35 Better | 2,056 |
| Safety recallsFederal recall campaigns | 12 Better | 31 |
| Crash reportsCrash-related complaints | 2 Better | 171 |
| Complaints per yearAveraged across model years | 3.5 Better | 205.6 |
| Reported injuriesTied to owner complaints | 1 Better | 158 |
| Reported deathsTied to owner complaints | 0 Better | 1 |
Source: NHTSA owner complaints & recall records.
What actually goes wrong
The problems owners report
The most-complained-about systems on each vehicle — what fails, and what owners say in their own words.
Jaguar XF
- 01ENGINE8
- 02ELECTRICAL SYSTEM8
- 03STEERING5
- 04POWER TRAIN4
- 05VEHICLE SPEED CONTROL4
Owners report sudden power loss and breakdowns, sometimes due to oil leaking onto the alternator. One complaint describes the car losing all power on a busy road, which is frightening and can leave you stranded.
Complaints include a seatbelt locking mechanism failing shortly after purchase and the car losing power because the alternator failed. These electrical faults can disable safety features and strand you.
Drivers report the steering wheel locking up while driving, often accompanied by a 'battery not charging' message. Another owner said the car veered left and accelerated on its own, leading to a crash.
Some owners describe unintended acceleration while stopped at a traffic light, requiring hard braking. Others link power train issues to the steering lock-up, suggesting a broader control problem.
“On May 2, 2026, ten days after purchasing the vehicle, the driver‑side seatbelt locking mechanism failed while I was driving. The vehicle was inspected the next day at CarMax Tuscaloosa. Their mechanic confirmed two separate safety defects: 1. The driver‑side…”
“My vehicle has about 68k miles, I have always serviced the vehicle properly. While driving the car my steering locked up and my vehicle lost all power on a busy road with my children in the car. Luckily we are safe but this is very dangerous. I have had the c…”
Toyota Camry
- 01POWER TRAIN385
- 02UNKNOWN OR OTHER323
- 03ENGINE315
- 04SERVICE BRAKES285
- 05ELECTRICAL SYSTEM237
Owners report the ignition key getting stuck and not coming out even when the car is in Park, requiring a battery disconnect. Others describe hesitation and shuddering at various speeds with the check engine light on.
Complaints include a several-second delay in throttle response when pressing the accelerator, which can be dangerous when merging. Hesitation and shuddering are also reported, often tied to the power train.
The electronic parking brake may fail to disengage, requiring a tow to the dealer. Owners also hear a clicking or vibrating noise from the brake pedal area, which the manufacturer says is normal but owners find concerning.
Multiple systems—stability control, power steering, blind spot monitoring, and lane keeping—can malfunction at once. This suggests a broader electrical or software issue that could affect safety features.
“My 2023 Toyota Camry has developed an intermittent defect where the ignition key becomes stuck and cannot be removed even though the dashboard shows the vehicle is in Park. The only way to remove the key is to disconnect the vehicle's battery, which is not a…”
“The contact owns a 2023 Toyota Camry. The contact stated that while driving at various speeds, the vehicle was hesitating and shuddering, and the check engine warning light was illuminated. The vehicle was taken to the local dealer, who diagnosed the vehicle…”
Official recalls
Safety recalls on record
Federal recall campaigns — the defect, the risk, and the fix. Confirm any open recall was completed before you buy.
Jaguar XF — 12 recalls
The defect: Jaguar Land Rover North America, LLC (Jaguar) is recalling certain 2022 Jaguar F-Type, F-Pace, and XF vehicles. The driver and front passenger seat belt pretensioners may be damaged, which can cause the seat belts to not properly restrain occupants.
The risk: Improperly restrained occupants have an increased risk of injury during a crash.
The fix: Dealers will inspect and replace the front seat belt assemblies, as necessary, free of charge. Owner notification letters were mailed September 15, 2022. Owners may contact Jaguar customer service at 1-800-452-4827. Jaguar's number for thi…
The defect: Jaguar Land Rover North America, LLC (Jaguar) is recalling certain 2017-2018 Jaguar XF and F-Pace, 2016-2017 Jaguar XJ and 2018 Jaguar XE vehicles. The instrument cluster (IC) may intermittently go blank.
The risk: A blank instrument cluster will not show important information like vehicle speed, increasing the risk of a crash.
The fix: Jaguar will notify owners, and dealers will update the vehicle software, free of charge. The recall is expected to begin December 19, 2017. Owners may contact Jaguar customer service at 1-800-452-4827. Jaguar's number for this recall is H0…
The defect: Jaguar Land Rover North America, LLC (Jaguar) is recalling certain 2018 Jaguar XE, XF, E-PACE, F-PACE and F-TYPE vehicles equipped with a 2.0L gasoline engine. The fuel rail end caps may leak, possibly resulting in fuel vapor or liquid fuel leaking into the engine bay.
The risk: A fuel leak in the presence of an ignition source such as hot engine or exhaust components can increase the risk of a fire.
The fix: Jaguar will notify owners, and dealers will replace the fuel rail, free of charge. The recall began on March 8, 2018. Owners may contact Jaguar customer service at 1-800-452-4827. Jaguar's number for this recall is H081.
The defect: Jaguar Land Rover North America, LLC (Jaguar) is recalling certain 2018 XF Sportbrake vehicles. The Supplemental Restraint System (SRS) calibration may be incorrect, possibly causing the frontal air bags to deploy improperly in a low speed crash.
The risk: In the event of a crash, the driver and the front seat passenger may not be properly protected by the frontal air bags, increasing their risk of injury.
The fix: Jaguar will notify owners, and dealers will update the software for the air bag system, free of charge. The recall is expected to begin April 6, 2018. Owners may contact Jaguar customer service at 1-800-452-4827. Jaguar's number for this r…
Toyota Camry — 31 recalls
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023 Camry and Camry Hybrid vehicles. The lug nuts that attach the wheels to the vehicle may be loose, which can result in wheel detachment.
The risk: A wheel that detaches from a moving vehicle can cause a loss of vehicle control, increasing the risk of a crash.
The fix: Owners are advised not to drive their vehicles until the repair has been performed. Dealers will inspect and tighten the lug nuts, and replace any damaged components, free of charge. Owner notification letters are expected to be mailed on…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Camry and Camry Hybrid vehicles. The second-row center and right-side seats may have insufficiently welded head restraint brackets. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle…
The risk: A head restraint bracket that is insufficiently welded may not properly restrain an occupant during a crash, increasing the risk of injury.
The fix: Dealers will replace the 60% rear seat-back frame sub-assembly, free of charge. Owner notification letters were mailed April 19, 2024. Owners may contact Toyota customer service at 1-800-331-4331. Toyota's numbers for this recall are 24TB0…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350, Lexus RX350, Lexus RX450H, 2021 Sienna Hybrid, Lexus ES250, 2020-2022 Camry, Camry Hybrid, and ES300H vehicles. A short cir…
The risk: An air bag that does not deploy during a crash increases the risk of injury.
The fix: Dealers will inspect and replace the sensor as necessary, free of charge. Interim letters notifying owners of the safety risk were mailed in February 2024. Some final remedy owner letters were mailed October 31, 2024. Letters will continue…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Camry and Camry Hybrid vehicles. The second-row center and right-side seats may have insufficiently welded head restraint brackets. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle…
The risk: A head restraint bracket that is insufficiently welded may not properly restrain an occupant during a crash, increasing the risk of injury.
The fix: Dealers will replace the 60% rear seat-back frame sub-assembly, free of charge. Owner notification letters were mailed April 19, 2024. Owners may contact Toyota customer service at 1-800-331-4331. Toyota's numbers for this recall are 24TB0…
Buyer analysis
Jaguar XF or Toyota Camry: which should you buy?
The Jaguar XF has far fewer complaints per year (3.5 vs. 205.6), but the Camry's higher count is partly due to its much larger sales volume. In practice, the XF's complaints often involve sudden, severe failures like power loss or steering lock, while the Camry's are more frequent but sometimes less immediately dangerous. Both have recalls, so checking for open recalls is critical for either car.
Key differences
- The Jaguar XF averages 3.5 complaints per year, while the Toyota Camry averages 205.6, but the Camry sells in far greater numbers.
- Jaguar XF owners report sudden power loss, steering lock-up, and unintended acceleration, which are immediate safety concerns.
- Toyota Camry owners report key-stuck issues, hesitation, brake noise, and multiple electrical malfunctions, which are more frequent but often less catastrophic.
- The XF has 12 recalls covering fuel leaks, airbags, and seatbelts; the Camry has 31 recalls covering wheels, seats, and airbag sensors.
- Check for oil leaks around the alternator, as owners report oil leaking onto it and causing power loss.
- Test the steering at low speeds and listen for any locking or warning messages about battery charging.
- Test the ignition key removal in Park; if it sticks, it may require a battery disconnect to remove.
- Listen for clicking or vibrating noises from the brake pedal area and check if the electronic parking brake disengages properly.
Before you buy
- Run the VIN on NHTSA.gov to see if all recalls have been repaired.
- Take a test drive that includes highway merging and low-speed turning to check for hesitation or steering issues.
- Ask for maintenance records, especially for oil changes and electrical repairs.
- Have a mechanic inspect the alternator, battery, and charging system on the Jaguar XF.
- For the Toyota Camry, test the key removal, brake pedal feel, and all electronic safety systems.
Year by year
Which model years to avoid
Complaints per model year for both vehicles — lower is better. The spikes are the years to scrutinize.
| Year | Jaguar XF | Toyota Camry |
|---|---|---|
| 2024 | 1 | 50 |
| 2023 | 1 | 64 |
| 2022 | 2 | 61 |
| 2021 | 0 | 157 |
| 2020 | 0 | 274 |
| 2019 | 0 | 395 |
| 2018 | 2 | 744 |
| 2017 | 5 | 148 |
Check the actual car
Comparing models is smart. Checking the VIN is essential.
Brand averages tell you the trend. A VIN check tells you what's wrong with the specific Jaguar XF or Toyota Camry in front of you — accident history, open recalls and title records.
Go deeper
Full reliability reports
- Comparison
- Jaguar XF vs Toyota Camry
- Jaguar XF total complaints
- 35
- Toyota Camry total complaints
- 2,056
- Jaguar XF total recalls
- 12
- Toyota Camry total recalls
- 31
- Jaguar XF avg complaints/year
- 3.5
- Toyota Camry avg complaints/year
- 205.6
- More reliable overall
- Jaguar XF
- Jaguar XF top complaint area
- ENGINE
- Toyota Camry top complaint area
- POWER TRAIN