Head-to-head reliability
BMW M550i vs Toyota Camry
How the BMW M550i and Toyota Camry compare on NHTSA complaints, recalls and crash reports — and which is the lower-risk used buy.
Based on NHTSA owner-complaint & recall records
BMW M550i averages fewer NHTSA complaints per year. BMW M550i has 26 complaints and 7 recalls on record; Toyota Camry has 2,015 complaints and 27 recalls. Source: NHTSA owner complaints.
The numbers
Side-by-side NHTSA record
Lower is better in every category. The highlighted cell is the stronger result.
| Category | BMW M550i | Toyota Camry |
|---|---|---|
| Total complaintsAll model years combined | 26 Better | 2,015 |
| Safety recallsFederal recall campaigns | 7 Better | 27 |
| Crash reportsCrash-related complaints | 0 Better | 175 |
| Complaints per yearAveraged across model years | 4.3 Better | 201.5 |
| Reported injuriesTied to owner complaints | 0 Better | 160 |
| Reported deathsTied to owner complaints | 0 Better | 1 |
Source: NHTSA owner complaints & recall records.
What actually goes wrong
The problems owners report
The most-complained-about systems on each vehicle — what fails, and what owners say in their own words.
BMW M550i
- 01AIR BAGS10
- 02SEAT BELTS6
- 03ELECTRICAL SYSTEM4
- 04WHEELS3
- 05UNKNOWN OR OTHER3
“The passenger restraint malfunction continues to alarm and the dealership states that it is a seat-pad sensor and want over $2000.00 to replace. From a number of BMW forums, it appears that this was a common problem with earlier models and a subsequent 15-yea…”
“Vehicle reported a Passenger Restraint Failure intermittently and upon getting diagnosed is related to a faulty seat occupancy sensor. If this sensor can fail ~4yrs of ownership with < 30k miles driven and it is critical to passenger restraint, it would seem…”
Toyota Camry
- 01POWER TRAIN368
- 02UNKNOWN OR OTHER316
- 03ENGINE307
- 04SERVICE BRAKES284
- 05ELECTRICAL SYSTEM223
“The vehicle allows the engine to be turned off, key removed, while the vehicle is still in drive with no warning lights or sounds. I have tested and the vehicle can roll away. Complained to the toyota dealership and they said the service tech consulted with t…”
“Transmission (UB80E) 2023 Toyota Camry; when pushing on the gas pedal there is a whining/whistling sound: vehicle shutters and all at once takes off like an airplane; gear shifting is not right. Inspected 0n 6/8/2026 by Toyota Dealer - noise coming from the t…”
Official recalls
Safety recalls on record
Federal recall campaigns — the defect, the risk, and the fix. Confirm any open recall was completed before you buy.
BMW M550i — 7 recalls
The defect: BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i xDrive, M5, 550e, 550e xDrive, and 550e iPerformance vehicles. A small portion of the rearview image may be slightly obscured.…
The risk: If the driver relies on only the rearview camera image, the reduced rearview image view can increase the risk of a crash or injury.
The fix: BMW will notify owners, and dealers will inspect and, if necessary, program the rearview camera with updated software. The recall began November 18, 2020. Owners may contact BMW customer service at 1-800-525-7417.
The defect: BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5M, X5 M50i, X7 xDrive40i, X7 xDrive50i, X7 M50i, Alpina XB7, 330i, 330i xDrive, M340i, M340i xDrive, and 8 Series C…
The risk: If the driver relies on only the rearview camera image, the missing or reduced rearview image view can increase the risk of a crash or injury.
The fix: BMW will notify owners, and dealers will inspect the rearview camera software and update it if necessary, free of charge. The recall began April 16, 2021. Owners may contact BMW customer service at 1-800-525-7417.
The defect: BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i, X3 M, and 2019-2020 X4 xDrive, X4 M40i, X4 M, X7 xDrive, X7 M50i, 740Li, 740Li xDrive, 750Li, 750Li xDrive, 8 Series Co…
The risk: The lack of an image in the back-up camera display increases the risk of a crash.
The fix: BMW will notify owners, and dealers will update the back-up camera software, free of charge. The recall began November 8, 2019. Owners may contact BMW customer service at 1-800-525-7417 or Rolls-Royce at 1-877-877-3735. Toyota owners may c…
The defect: BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i, X3 M, and 2019-2020 X4 xDrive, X4 M40i, X4 M, X7 xDrive, X7 M50i, 740Li, 740Li xDrive, 750Li, 750Li xDrive, 8 Series Co…
The risk: The lack of an image in the back-up camera display increases the risk of a crash.
The fix: BMW will notify owners, and dealers will update the back-up camera software, free of charge. The recall began November 8, 2019. Owners may contact BMW customer service at 1-800-525-7417 or Rolls-Royce at 1-877-877-3735. Toyota owners may c…
Toyota Camry — 27 recalls
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023 Camry and Camry Hybrid vehicles. The lug nuts that attach the wheels to the vehicle may be loose, which can result in wheel detachment.
The risk: A wheel that detaches from a moving vehicle can cause a loss of vehicle control, increasing the risk of a crash.
The fix: Owners are advised not to drive their vehicles until the repair has been performed. Dealers will inspect and tighten the lug nuts, and replace any damaged components, free of charge. Owner notification letters are expected to be mailed on…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Camry and Camry Hybrid vehicles. The second-row center and right-side seats may have insufficiently welded head restraint brackets. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle…
The risk: A head restraint bracket that is insufficiently welded may not properly restrain an occupant during a crash, increasing the risk of injury.
The fix: Dealers will replace the 60% rear seat-back frame sub-assembly, free of charge. Owner notification letters were mailed April 19, 2024. Owners may contact Toyota customer service at 1-800-331-4331. Toyota's numbers for this recall are 24TB0…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2022-2026 Toyota, Lexus, and Subaru Solterra vehicles equipped with a Panoramic View Monitor (PVM) system. Please see the recall report for a complete list of models. A software error may cause the rearview camera to freeze or d…
The risk: A rearview camera that fails to display an image can reduce the driver's view behind the vehicle, increasing the risk of a crash.
The fix: Dealers will update the parking assist software, free of charge. Owner letters were mailed January 2, 2026. Owners may contact Toyota's customer service at 1-800-331-4331. Toyota's numbers for this recall are 25TB13 and 25LB06. Subaru's nu…
The defect: Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2025-2026 Camry Hybrid and 2026 Corolla Cross Hybrid vehicles. A bolt inside the inverter may not have been tightened properly, causing incomplete contact at the inverter terminal.
The risk: Incomplete contact can cause a loss of motive power, increasing the risk of a crash. In addition, a loose bolt can cause an electrical short while the vehicle is powered on, increasing the risk of a fire.
The fix: Dealers will replace the inverter assembly, free of charge. Interim owner notification letters explaining the safety risk were mailed March 11, 2026. Additional letters will be sent once the remedy becomes available, anticipated in late Ma…
Year by year
Which model years to avoid
Complaints per model year for both vehicles — lower is better. The spikes are the years to scrutinize.
| Year | BMW M550i | Toyota Camry |
|---|---|---|
| 2023 | 0 | 57 |
| 2022 | 1 | 56 |
| 2021 | 1 | 151 |
| 2020 | 2 | 260 |
| 2019 | 0 | 378 |
| 2018 | 22 | 722 |
Check the actual car
Comparing models is smart. Checking the VIN is essential.
Brand averages tell you the trend. A VIN check tells you what's wrong with the specific BMW M550i or Toyota Camry in front of you — accident history, open recalls and title records.
Go deeper
Full reliability reports
- Comparison
- BMW M550i vs Toyota Camry
- BMW M550i total complaints
- 26
- Toyota Camry total complaints
- 2,015
- BMW M550i total recalls
- 7
- Toyota Camry total recalls
- 27
- BMW M550i avg complaints/year
- 4.3
- Toyota Camry avg complaints/year
- 201.5
- More reliable overall
- BMW M550i
- BMW M550i top complaint area
- AIR BAGS
- Toyota Camry top complaint area
- POWER TRAIN